Home Loan


CBI provides Home Loans to all residential completed properties entitled for land and mortgage registration across the UAE.

Key features and benefits:

  1. Competitive interest rate
  2. No salary transfer required.
  3. Life insurance cover.
  4. Free property insurance including home content.
  5. Free for life Credit Card.
  6. Zero processing fees for buyout applications.
*Terms & Conditions Apply

Fees & Charges

Fees & Charges

Fee Category

Fee Value

Loan Application Fee

AED 1,000

Processing Fee

1% of loan amount – 0% for buyout cases

Property Valuation Fee

AED 2,500

Life Insurance Fee

0.033% p.m. (subject to change for loan amounts higher than AED 2 Million)

Property & Content Insurance

Free (for life of the loan)

Early Settlement Fee

1% or AED 10,000 whichever is lower (1% during the introductory rate period)

Partial Settlement Fee

  • No partial settlements are permitted during the fixed rate period.
  • One free settlement permitted every 6 months up to 20% of the loan outstanding balance, after fixed rate period.
  • All other payments will be charged a ‘Partial Settlement Fee’ calculated at the ‘Early Settlement Fee’ rates.

How to Apply?

To apply for a CBI Home Loan either:

Required Documents

  • Valid passport for UAE Nationals.
  • Valid passport and valid UAE residence visa for Expatriates.
  • Valid Emirates ID.
  • Salary Certificate.
  • Salary Transfer Letter (For Salary Transfer Loan’ Applications)
  • Last three months bank statements
  • Liability Certificate (For loan takeovers)

*Terms & Conditions Apply


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