Earn 20,000 Skywards Miles for Every Friend You Refer!

Earn 20,000 Skywards Miles for Every Friend You Refer!

As a CBI First Credit Card holder, you have the exclusive opportunity to refer your friends and family to join CBI First, and for each qualified referral, you’ll earn 20,000 Skywards Miles. Refer up to 5 friends and receive a total of 100,000 miles!

How It Works:

• Refer a Friend: Tell your friends about the benefits of the CBI First credit card.
• Friend Qualifies: Once your referred friend meets the requirements, you’ll receive 20,000 Skywards Miles.
• Enjoy the Rewards: Refer up to 5 friends to enjoy up to 100,000 Skywards Miles in rewards!

Start referring today and earn miles towards your next adventure!

Terms & Conditions

• Campaign valid from 1st July 2025 until 30th September 2025.
• Referred customer is a customer who has no current/existing banking relationship with CBI.
• Referral miles are earned by the referee once the newly referred and onboarded customers meet the eligibility criteria of CBI First to avail a CBI First credit card (click here to view CBI First eligibility criteria) and meet the spend criteria of a minimum of AED 5000 during the campaign period (from 1st July 2025 until 30 September 2025). 
• The referrer will get up to 20,000 Skyward Miles per customer. A maximum of 5 successful customers referred will be capped at a total of 100,000 Skyward miles. This is applicable after referred party’s card activation and meeting the spend criteria.
• Card needs to be activated within the campaign period.
• Only primary card holders can receive Skyward miles upon meeting eligibility criteria.
• Only CBI customers have the opportunity to refer non-CBI customers to earn Skyward miles.
• Customers are advised to recommend others only if they have obtained their consent, and these referrals should be limited to personal or family connections.
• Each member should be referred through the below dedicated CBI referral form in order to be qualified. Any incorrect information will not be considered as part of the campaign.
• Eligible retail transactions include all retail and online purchases conducted domestically and internationally by either/both the primary and supplementary credit card holder.
• Only approved and posted spending during the campaign period will qualify.
• Skyward miles will be forfeited in case payments are not up to date at the time of miles transfer. Cancelled cards/permanently blocked cards are excluded from the campaign.
• To participate and qualify in the campaign, you must send an SMS with Emirates Skywards membership number beginning with EK from your registered mobile number to 7709. E.g., EK (9-digit membership number). Registration must be completed within 30 days of receiving the card to be able to receive the miles.
• After meeting the qualifying criteria, miles will be transferred to the registered Skywards account 45 days after each campaign period.
• No exceptions will be accepted irrespective of the reason. Discrepancies should be reported to respective Relationship Managers through registered email before 1^st November 2025.
• Commercial Bank International P.S.C. will not be responsible for any incorrect EK number submitted by the customer.
• Commercial Bank International P.S.C. reserves the right to add, change, amend, delete, cancel, suspend, or extend the campaign anytime wholly or in part, at its sole discretion, without prior notice to customers.
• Eligible customer(s) shall not be entitled to any claim or compensation against Commercial Bank International P.S.C. for any losses or damage suffered or incurred whether as a direct or indirect result of such variation, cancellation, withdrawal, suspension or extension.
• Commercial Bank International P.S.C, or any of their officers, directors, employees or agents shall not be liable for any loss, damage or expense arising out of or related to this campaign.
• If Commercial Bank International P.S.C has sufficient grounds to believe that an eligible referee or referrer has violated any laws or regulations applicable in the UAE, Commercial Bank International P.S.C shall be entitled to rescind and cancel any miles in accordance with these campaign terms and conditions.