Debit Card Rewards

Now enjoy all the benefits of loyalty

How it works

Anytime you use your Debit card at ‘Point-of-Sale*, you earn reward points based on the previous month’s average balance of all deposit accounts you hold with CBI (current accounts, savings accounts and Fixed Deposits). Please note, Cash Withdrawals do not earn rewards.

Total Average Balance in prior month 

Rewards Points Multiplier 

Up to AED 19,999

No reward points

Between AED 20,000 and AED 99,999

1 point per 10 AED spent

AED 100,000 or more

1 point per 3 AED spent

*T&C's apply


Redeeming your rewards points is easy

Visit our rewards program website to see how to redeem your points for flights, hotels, cashback, and shopping vouchers: Rewards Website


Activate your rewards account by clicking here


More benefits. More rewards.


The above multipliers only apply to domestic and international point of sale and online transactions but do not apply to cash withdrawals. Fair usage caps apply: The maximum number of reward points that you can earn on all your domestic and international spend per calendar month across credit and debit card spend combined will be capped to 150,000 points. The maximum number of reward points that you can earn under the following spend categories (as per Mastercard/Visa classification) collectively will be capped to 25,000 points: Government Services, Utility Payments, Real Estate, Transport, Petrol/Gas Stations, Distributers, Freight, Courier and Advertising Media.

If you already hold a credit card and receive a monthly rewards statement, your debit card spend rewards will be combined with your credit card rewards spend in the same account and statement

Ways to Bank