Home Loan for salaried individuals

Discover the loan that gives you more

Apply now

We’ve thought of everything so you can focus on life and living.

What more do you get with a CBI Home Loan?

More value for your property:
• Preferential Home Loan rates (fixed and variable)
• Loan amounts of up to AED 15 million
• 0% buyout processing fees for re-mortgage
• Deferred payments of up to 90 days
• Available for all completed properties with a
Title Deed/Oqood
• Free partial settlement up to 40% p.a.*
• Free property insurance


More value for life and living:
• Free upgrade to CBI First – our priority
banking account*
• New Home Loan Savings Account – with 2%
interest p.a. and no cap
• Fee-free Reward Mastercard Credit Card for life
• Special rate on a Personal Loan finance to cover
agency and property registration fees (up to 8%
of property value)*
• Faster processing times
• Open to employed and self-employed customers
• No salary transfer needed


Make your next move with a CBI Home Loan


To help you get started we have put together a few useful tools:

CBI’s “Guide to buying your own home”. In this handy guide, you’ll find helpful tips for planning ahead, so you can get familiar with the process and find a mortgage that’s right for you.

Download your guide here

 CBI: A Guide to Buying your Own Home in UAE

CBI’s home Loan Calculator. Use our calculator to understand your potential home loan monthly repayments.

To buy your next home or fund improvements to your current one with a CBI Home Loan Apply now


Check our applicable Fees & Charges

Required Documents

  • Valid passport for UAE Nationals
  • Valid passport and UAE residence Visa for Expatriates.
  • Valid Emirates ID
  • Salary Certificate
  • Salary Transfer Letter (For Salary Transfer Loan applications)
  • Last three month’s bank statements
  • Liability or clearance letter (when switching loan from another lender)