We’ve thought of everything so you can focus on life and living.
What more do you get with a CBI Home Loan?
More value for your property:
• Preferential Home Loan rates (fixed and variable)
• Loan amounts of up to AED 15 million
• 0% buyout processing fees for re-mortgage
finance
• Deferred payments of up to 90 days
• Available for all completed properties with a
Title Deed/Oqood
• Free partial settlement up to 40% p.a.*
• Free property insurance
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More value for life and living:
• Free upgrade to CBI First – our priority
banking account*
• New Home Loan Savings Account – with 2%
interest p.a. and no cap
• Fee-free Reward Mastercard Credit Card for life
• Special rate on a personal loan finance to cover
agency and property registration fees (up to 8%
of property value)*
• Faster processing times
• Open to employed and self-employed customers
• No salary transfer needed
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Make your next move with a CBI Home Loan
Buy your next home, or fund improvements to your current one, with a CBI Home Loan! Apply now.
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View applicable Fees & Charges
*The interest rate ranges from 6.76% to 7%.
** The interest rate is applicable as of 2024.
***Warning: If you do not keep up your repayments/payments, you may lose your property.
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CBI’s Home Loan Calculator. Use our calculator to understand your potential home loan monthly repayments.
- Warning: If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
- Warning: You may have to pay penalties if you pay off a loan/financing early.
- Warning: Failure to make timely repayments may result in additional fees, increased overall debt, and a negative impact on your credit history. Legal action may be taken to recover outstanding amounts.
- Warning: If you owe money on your Home Loan, the Bank may use money from your other accounts to cover it.
- Warning: If you do not keep up your repayments/payments, you may lose your property.Â
- Warning: The property will remain mortgaged to the bank until full settlement of the finance.
- Warning: When you re-finance or restructure or reschedule your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.
Required Documents
- Valid passport for UAE Nationals
- Valid passport and UAE residence Visa for Expatriates.
- Valid Emirates ID
- Salary Certificate
- Salary Transfer Letter (For Salary Transfer Loan applications)
- Last three month’s bank statements
- Liability or clearance letter (when switching loan from another lender)
Your fixed monthly repayments would beAED18,385
Your subsequent monthly repayments would beAED18,385
Ready for the next step? Get in touch with our team.
DISCLAIMER
The information provided by these tools are for guidance only and do not include all of the details you need to choose a particular product. Use of the Calculators by you is at your risk as to the accuracy or correctness of the conclusions or results derived therefrom. Determination of a conclusion or result by use of the Calculators will not be binding on CBI and figures given by the Calculators do not constitute an offer to lend to you. These Calculators are designed to give you only an indication and should be used as a guide only. You should not make any decisions on the information obtained by using these Calculators. CBI including its officers, employees, personnel or directors shall not be liable for any loss, damage or liability of whatsoever nature, including any direct or indirect loss arising from the use of the Calculators or access of any information that may be displayed herein.
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