Whether you’re salaried or self-employed, our Home Loans offer competitive rates with fixed or variable options to suit your plans.
Home Loan for Salaried Individuals
- Competitive interest rates
- Zero processing fees for buyout applications
- Fixed and variable rate options available
- Loan amounts up to AED 15,000,000
- Repayment terms up to 25 Years
- Free property insurance
Home Loan for Business Owners
- Competitive interest rates for business owners looking to finance a new home
- Fixed and variable rate options available
- Loan amounts up to AED 15,000,000
- Repayment terms up to 25 Years
- Free property insurance
Home Loan Saver
- Earn 2% p.a. interest with our new Home Loan Saver Account
- Special savings rates that last as long as your home loan
- No minimum or maximum balance
- Warning: If you do not meet your credit card repayments, your account will go into arrears and incur late payment fees. This may negatively affect your credit score and limit your ability to access financing in the future.
- Warning: If you make only the minimum payment each period, you will pay more in interest/fees, and it will take longer to clear your outstanding balance.
- Warning: The Bank may authorize certain transactions that exceed your credit limit. You will be required to immediately settle any over-limit amount to avoid being charged Over Limit fee.
- Warning: In the event your card is lost or stolen, you remain liable for all transactions made before the card is blocked.
- Warning: If you owe money on your Credit Card(s), the Bank may use money from your other accounts to cover it.
- Warning: Finance charges and interest apply to all transaction types (Retail Purchases, Cash Advances, etc.) and are calculated from the transaction date until repayment, based on the average daily balance. No finance charges (except for Cash Advances) will be applied if 100% of the outstanding amount is paid on or before the due date.
- Warning: Late payment fees will be charged if the minimum amount due is not received by the payment due date.
Important information:Â Credit Card KFS
To download our Schedule of Fees & Charges
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To learn more about the Emirates Interbank Offered Rate (EIBOR) please click here
Your fixed monthly repayments would beAED18,385
Your subsequent monthly repayments would beAED18,385
Ready for the next step? Get in touch with our team.
Interest rates are variable and indicative only, and currently range from 3.5% to 9% per annum, depending on the product, balance, tenure, and applicable benchmark reference rate (including EIBOR), plus any applicable margin, and are subject to change at the Bank’s discretion in accordance with the Terms and Conditions and UAE Central Bank regulations. Any future campaigns offering discounted rates will not impact or alter the approved rate range.
DISCLAIMER
The information provided by these tools are for guidance only and do not include all of the details you need to choose a particular product. Use of the Calculators by you is at your risk as to the accuracy or correctness of the conclusions or results derived therefrom. Determination of a conclusion or result by use of the Calculators will not be binding on CBI and figures given by the Calculators do not constitute an offer to lend to you. These Calculators are designed to give you only an indication and should be used as a guide only. You should not make any decisions on the information obtained by using these Calculators. CBI including its officers, employees, personnel or directors shall not be liable for any loss, damage or liability of whatsoever nature, including any direct or indirect loss arising from the use of the Calculators or access of any information that may be displayed herein.
