Whether you’re salaried or self-employed, our Home Loans offer competitive rates with fixed or variable options to suit your plans.
Home Loan for Salaried Individuals
- Competitive interest rates
- Zero processing fees for buyout applications
- Fixed and variable rate options available
- Loan amounts up to AED 15,000,000
- Repayment terms up to 25 Years
- Free property insurance
Home Loan for Business Owners
- Competitive interest rates for business owners looking to finance a new home
- Fixed and variable rate options available
- Loan amounts up to AED 15,000,000
- Repayment terms up to 25 Years
- Free property insurance
Home Loan Saver
- Earn 2% p.a. interest with our new Home Loan Saver Account
- Special savings rates that last as long as your home loan
- No minimum or maximum balance
- Warning: If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
- Warning: You may have to pay penalties if you pay off a loan/financing early.
- Warning: Failure to make timely repayments may result in additional fees, increased overall debt, and a negative impact on your credit history. Legal action may be taken to recover outstanding amounts.
- Warning: If you owe money on your Home Loan, the Bank may use money from your other accounts to cover it.
- Warning: If you do not keep up your repayments/payments, you may lose your property.
- Warning: The property will remain mortgaged to the bank until full settlement of the finance.
- Warning: When you refinance or restructure or reschedule your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.
Important information:Â Home Loan KFS
To download our Schedule of Fees & Charges
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To learn more about the Emirates Interbank Offered Rate (EIBOR) please click here
Your fixed monthly repayments would beAED18,385
Your subsequent monthly repayments would beAED18,385
Ready for the next step? Get in touch with our team.
Interest rates are variable and indicative only, and currently range from 3.5% to 9% per annum, depending on the product, balance, tenure, and applicable benchmark reference rate (including EIBOR), plus any applicable margin, and are subject to change at the Bank’s discretion in accordance with the Terms and Conditions and UAE Central Bank regulations. Any future campaigns offering discounted rates will not impact or alter the approved rate range.
DISCLAIMER
The information provided by these tools are for guidance only and do not include all of the details you need to choose a particular product. Use of the Calculators by you is at your risk as to the accuracy or correctness of the conclusions or results derived therefrom. Determination of a conclusion or result by use of the Calculators will not be binding on CBI and figures given by the Calculators do not constitute an offer to lend to you. These Calculators are designed to give you only an indication and should be used as a guide only. You should not make any decisions on the information obtained by using these Calculators. CBI including its officers, employees, personnel or directors shall not be liable for any loss, damage or liability of whatsoever nature, including any direct or indirect loss arising from the use of the Calculators or access of any information that may be displayed herein.
