Home Loan Saver

Turn your Home Loan into a Savings plan

Apply now

Earn 2% p.a. interest with our Home Loan Saver Account

Special savings rates that last as long as your home loan

Benefit from a special interest rate with a Home Loan Saver Account
• Earn 2% p.a. interest on all your savings
• Special interest rate lasts as long as your Home Loan
• No minimum or maximum balance
• Easy access to your savings
• Free Debit Card included

 

And remember, all our Home Loan’s come with:
• Free property insurance
• 0% processing fees on buy-outs
• Deferred payments of up to 90 days
• Automatic upgrade to a priority banking First account*
• Free for life Mastercard Rewards Credit Card
• Special rate on a Personal Loan to cover agency and property registration fees (up to 8% of property value)*
• Faster processing times
• Free partial settlement up to 40% p.a*

View applicable Fees & Charges. 

We’ve thought of everything so you don’t have to. 

 

*Warning: If you do not keep up your repayments/payments, you may lose your property.

    • Warning: If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
    • Warning: You may have to pay penalties if you pay off a loan/financing early.
    • Warning: Failure to make timely repayments may result in additional fees, increased overall debt, and a negative impact on your credit history. Legal action may be taken to recover outstanding amounts.
    • Warning: If you owe money on your Home Loan, the Bank may use money from your other accounts to cover it.
    • Warning: If you do not keep up your repayments/payments, you may lose your property. 
    • Warning: The property will remain mortgaged to the bank until full settlement of the finance.
    • Warning: When you re-finance or restructure or reschedule your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.

Required Documents

  • Valid passport for UAE Nationals
  • Valid passport and UAE residence Visa for Expatriates.
  • Valid Emirates ID
  • Salary Certificate
  • Salary Transfer Letter (For Salary Transfer Loan applications)
  • Last three month’s bank statements
  • Liability or clearance letter (when switching loan from another lender)