Home Loan for Business Owners

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What more do you get with a CBI Home Loan?


More value for life and living:

• Free upgrade to CBI First – our priority
banking account*
• New Home Loan Savings Account – with 2%
interest p.a. and no cap
• Fee-free Reward Mastercard Credit Card for life
• Special rate on a personal loan finance to cover
agency and property registration fees (up to 8%
of property value)*
• Faster processing times
• Open to employed and self-employed customers
• No salary transfer needed

More value for your property:

• Preferential home loan rates (fixed and variable)
• Loan amounts of up to AED 15 million
• 0% buyout processing fees for re-mortgage finance
• Deferred payments of up to 90 days
• Available for all completed properties with a Title Deed/Oqood
• Free partial settlement up to 40% p.a.*
• Free property insurance


Make your next move with a CBI Home Loan

CBI’s Home Loan Calculator. Use our calculator to understand your potential home loan monthly repayments.

Buy your next home, or fund improvements to your current one, with a CBI Home Loan! Apply now.

Product Features:

  • Competitive interest rates for business owners looking to finance a new home
  • Fixed and variable rate options available
  • Loan amounts up to AED 15,000,000
  • Repayment terms up to 25 Years
  • Free property insurance
  • No fees to move your loan to us from another provider

Important information: Home Loan Key Fact Statement

View applicable Fees & Charges

*The interest rate ranges from 6.76% to 7%. 

** The interest rate is applicable as of 2024. 

***Warning: If you do not keep up your repayments/payments, you may lose your property.

    • Warning: If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
    • Warning: You may have to pay penalties if you pay off a loan/financing early.
    • Warning: Failure to make timely repayments may result in additional fees, increased overall debt, and a negative impact on your credit history. Legal action may be taken to recover outstanding amounts.
    • Warning: If you owe money on your Home Loan, the Bank may use money from your other accounts to cover it.
    • Warning: If you do not keep up your repayments/payments, you may lose your property. 
    • Warning: The property will remain mortgaged to the bank until full settlement of the finance.

 

To learn more about the Emirates Interbank Offered Rate (EIBOR) please click here


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